Monthly Archives: October 2016

Equities First-Making Business Loans Obtainable

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A global leader in shareholder financing solutions, Equities First Holdings is providing more stock-based and margin loans to the business economy while banks and other similar institutions seem to be making it harder to obtain them. Borrowers needing to quickly gain capital or who do not meet the specific criteria lenders have set, are finding that equities lending is a great alternative.

Many banks have recently severed their lending options to prospective borrowers, increased their interest rates, and even tightened their loan qualifications. However there are still options available to borrowers in the market. Al Christy, Jr. is the CEO as well as the founder of EFH and has found an innovative borrowing solution that collateralizes loans by stocks. It is available to borrowers seeking working capital and these stock-based loans often have a fixed rate, and typically a higher loan-to-value ratio than margin loans.

According to Christy, a margin loan requires a pre-qualified borrower and normally needs the borrowed money to be used for a specific purpose. The interest rates vary and the loan-to-value ratios scale form 10 to 50 percent. The borrower’s collateral can even be liquidated without any warning by the lender, should a margin call arise. But with a stock-based loan borrowers have the stability of a fixed interest rate ranging from 3 to 4 percent, with the loan-to-value ratios staying between 50 to 75 percent. There are no restrictions either, so the lender doesn’t decide what the money is used for. Also these loans are non-recourse, even if the stock should decrease.

Equities First Holdings has been providing its clients with better financing choices since 2002. They are a supplier of capital against stock publicly traded in order to allow clients to meet their financial goals. EFH has had over 650 successful transactions that is worth over $1.4 billion. This company has become successful due to the fact that it offers its customers low fixed interest rates and high loan to values.


EFH is a global company in nine countries, including subsidiaries in London, in Hong Kong, in Singapore, and in Austrailia.

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Fashion Moves Towards A Cure For Breast Cancer: Kate Hudson Partners With FTBC

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Kate Hudson, the gorgeous actress, mother, fitness enthusiast, and designer on Instagram, has teamed up with the prestigious Council of Fashion Designers of America and proudly holds the honor of this year’s ambassador for Fashion Targets Breast Cancer (FTBC.)

The partnership with her three-year-old fitness apparel brand Fabletics is an exciting prospect for Hudson. Hudson calls the partnership a “no-brainer,” and explains, “I think every person has had an experience, or a friend, or parent or themselves, that has been diagnosed with breast cancer. When you think about it, it’s very scary, but we’ve come so far… We’ve got more and more survivors, but it’s something that’s still very much a part of our lives.”

Hudson’s brand Fabletics is known for their stylish, accessible, and high-quality activewear. The partnership is a perfect fit with Fabletics and its co-founder Hudson, who has agreed to serve as the FTBC ambassador for October.

Celebrating 20 years as the nation’s most effective fashion movement, Fashion Targets Breast Cancer is zeroing in on the ultimate goal. They look forward to eliminating the threat of breast cancer deaths by the year 2050. FTBC is working with designers such as Hudson and women everywhere to turn the goal into a reality.

Working with the FTBC gives Hudson an outlet to further her passion for supporting and motivating women to lead healthier and more active lives. Hudson explains that she is “honored” to be an ambassador. As a longtime supporter of the FTBC’s cause, Hudson is proud to be given the opportunity to use her creativity from Fabletics as a way to spread awareness, empower, and support the fight against breast cancer.

As part if the partnership with FTBC, Sourcing Journal Online has launched an exclusive FTBC-branded athletics outfit for this year’s Breast Cancer Awareness Month. The three-piece look features a sports bra, tank, and capri sport pant. The proceeds of the athletic wear sale benefit the FTBC.

Hudson created the line with wearability in mind. For the cause, she wanted to make clothes that women would actually want to wear. Hudson explained, “It’s important for the outfit to be a really great outfit. I want people to not only purchase it for the right reason, I want them to love it.” Hudson poured over every detail of the project, even the shades of pink chosen for the collection were particularly matched to Hudson’s vision. Hudson wanted a pink with a little substance. Of her choice she said, “I obviously wanted to do something pink, but we wanted to up the color. It’s a pink with some depth to it.” It is worth noting that Hudson follows an impressive list of former FTBC Ambassadors including Christy Turlington, Karolina Kurkova, Naomi Campbell.

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ClassDojo Raises $21 Million for an App to Eliminate Parent-Teacher Meetings

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ClassDojo has now raised $21 million in its Series B round of tech venture funding for an app that connects teachers to parents and helps them communicate seamlessly about student’s, social as well as behavioral development at schools.

How It Help

Communicating the year round and even during the school days, means parents are notified what their children are experiencing, and their behavior is at school all the time. As a result, parents are not surprised by school incidents that are only reported in a once-a-semester teachers-parents meeting. The innovative idea is meant to help parents have positive conversations at home and assist or enhance the learning as well as the development of what their children are doing at school.

How Teachers Use It

Teachers on their part use ClassDojo to create a schedule of activities which are known to parents, normally daily. They can as well use the application throughout a learning day to capture and send photos or even videos to parents showing a student’s current work or participation in other activities.

When it was launched in 2011, ClassDojo’s founders said they saw lots of other education technology businesses to create digital curriculum, online books, and testing platforms. However, they did not see a free and easy-to-use application that can create a culture together with community between parents, teachers, and students.


Today, the company reports that ClassDojo is actively used by teachers in 85,000 schools in the US, ranging from private and charter schools to the largest public schools in the country. Most app users are teaching kindergarten past the 8th-grade classes. For now, the company is focused on distributing this new app to more parents and teachers. The 25-employee firm is not yet generated some revenue.

Customer Security

One thing the owners say they can never do is to make revenue from the user’s data. Instead, they believe they can create some top-notch features and content that parents will happily pay to use. The San, Francisco-based tech firm, has therefore raised $31 million to fund the venture to-date. It has as a result graduated from a leading education tech accelerator, Imagine K12, now a subsidiary of the Y Combinator. The founders see ClassDojo’s user grow from analogous to a tech social network and messaging platforms such as Facebook or Snapchat, although it is an app built purposely for education.

The app will also include transactional features that will enable parents to pay fees via their smartphones for things such as field trips, lunches or supplies, which they currently pay for using cash or checks tucked into their children’s backpack.

Wen By Chaz Is For Hardcore and Casual Fans

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When putting together Wen by Chaz, Chaz really took the time to get it right. He wanted to make sure this would not just be an ordinary product in today’s market. He is a man with great vision and with that great vision comes foresight. When someone has foresight, they are able to see things even before they happen. They have a sense of what is going on in the marketplace and they know the right time to strike and the right time to release their product. They leave nothing to chance and they do not sit on their hands. They also do not delay.


That is why WEN hair by Chaz has received such overwhelming positive reviews by the general public. They can tell that extra care, attention, and detail was put into this. It is an all-in-one product that is a styling treatment, shampoo, and conditioner. Chaz saw that people were tired of having to have to pay for three different products. This way, they only pay for one product as opposed to multiple products. It saves them time, money, and effort. In a fast-paced world, that is something that everyone can truly appreciate and value, without question.


As far as reviewers, which can be sometimes be hard to please, they are also very satisfied with the results of the eBay sold Wen by Chaz. One reviewer in particular gave a fantastic review that really laid it all out for the readers, and it can be found on at the following link: She described herself as having fine hair and wanted to use the Fig version of the product, which talked about giving her hair shine and bounce. Now, lots of products talk about doing things, but very few of them actually deliver. Wen by Chaz delivers and the proof is in the pictures she posted in her review. To learn more, check out Wen Hair on Wikipedia.

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Overview of White Shark Media Reviews

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White Shark Media,a search marketing firm, is located in Central America, US and Denmark. It specializes in providing Adwords management as well as Bing Ads to small and medium sized businesses. It tends to focus more on the area that makes more money for the clients. White Shark Media offers its ecommerce clients product listing kind of advertisements in all their management plans, Google analytics implementation and complete conversion tracking.



The company is capable of helping you manage your Adwords campaign from the initial setup and the continuous steps of optimization to make sure you hit your goals every month. You will be able to avoid falling into common pitfalls and errors that are common for most beginners who end up messing their Adwords campaigns. The company helps make your campaign by putting an effective keyword that is negative to ward off unnecessary clicks that will not convert. White Shark Media helps in forging the best negative keywords that ensure a successful and effective campaign.



The company also assists in ensuring that all your visitors are not just directed to your homepage but are otherwise directed to the most relevant page. This will be the page that is most relevant to what they could be searching for. This exposes your users to an awesome user experience and this goes a long way in influencing the score you get from Google on your ads. This marketing agency will assist you in the creation of customized ads for every keyword that you desire to match the kind of queries typed in by the users. Using the ad extensions also assists the campaign to stand out from the rest due to an increase in visibility and value.



Why Should Companies Go for White Shark Media services?



White Shark Media has a huge experience on a number of platforms like Shopify where it runs AdWords campaigns. The company refers its clients to this platform as it is a great platform given that the first client referred to it back in 2010 is still using it to date. The major clients of the company include A Star Movers Texas, iMarine Incorporated and Platinum Pro Painters Canada.



The company has employed around 144 employees who are in charge of serving the company’s 600 and over active clients. The company boasts of a 8-10% client retention rate and charges mid-level rates that make it suitable for average marketers. The company’s primary services include web development, mobile marketing, pay per click management and SEO. Its secondary services include pay per click engines, conversion optimization and landing page optimization.



Richard Blair Helps Everyday People With Effective Wealth Solutions

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Many people have a lot of anxiety when it comes to thinking about retirement these days. It is easy to understand why people feel this way. It seems like you can work hard your entire life, do your best to save and make all the right choices, yet you still don’t have enough money to live comfortably when it comes to retirement.

Even more frightening, things can happen that are completely beyond your control that can derail even the best-laid plans. Examples include getting laid off from your job and not being able to work until the time of planned retirement, significant illness or injury, or even problems with your pension that you did not create, nor have any ability to control.

Fortunately, there is a solution for these types of problems. That answer comes in the form of Richard Blair and Wealth Solutions.

Who is Richard Blair?

He is an investment advisor, working independently in his own company. In fact, he has more than 20 years of experience in various types of investment advisory. Eventually, he founded his own corporation, Wealth Solutions.

Richard Blair Wealth Solutions did this because he had an overwhelming desire to help individuals who worked hard and were still worried about saving enough money for retirement, as well as other financial situations. He wanted to take his knowledge and use it to allow other people to live more comfortable lives than they might otherwise live.

As a result, he now works on the behalf of others by advising them when it comes to their investments, as well as retirement and even wealth preservation. This is important because these are the things that plague so many individuals when it comes to deciding how they will spend their careers and what they will do about saving for retirement.

Many people go into a given career strictly for the purposes of making a certain amount of money, all in the hopes that they won’t be strapped for cash when they decide to retire. This robs a lot of individuals from the opportunity to do something meaningful or to live out their passion.

Fortunately, Richard Blair Wealth Solutions is capable of showing individuals that they can indeed have the careers they really want to have and still save money at the same time.

In the end, it comes down to helping people live happier, more fulfilling lives. According to Creditor Weekly, That has been Richard Blair’s goal all along and it is something that he has excelled at doing for several decades now.