Monthly Archives: November 2016

Proper Haircare 101

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Most people tend to not think twice about hair care. To these individuals, shampoos and conditioners are all the same, but that’s where the problems begin. The truth is that all haircare products aren’t the same and are about as diverse as the thousands of product lines that sells them. Many of your favorite haircare products are loaded with harmful chemicals. These sulfates can strip the hair of moisture, cause scalp flaking, and even worse, hair loss.

The weather plays a huge role on your luscious locks. Summertime weather is hot and humid. These conditions can cause frizz especially if you’re located in Tropical/Sub-Tropical areas. Hair can also become fragile thanks to the excessive heat. Winter’s cold weather can cause dryness as well as lack of bounce. Hair tends to appear with a much more dull appearance during these cooler conditions, but if you want to maintain your great hair year-round, WEN hair care products by Chaz  are for you.

Founded and created by celebrity hair stylist Chaz Dean, WEN by Chaz products are backed by expertise and nourishing ingredients. These advanced formulas adds shine and luster to neglected hair follicles. The list of nutritional ingredients is long and includes almond oil, chamomile extract, rosemary extract, shea butter, wild cherry fruit extract, aloe vera juice, and many more. One of the best features of (WEN) products is that it’s safe to use unlike many of the popular brands. (WEN) products have an organic origin instead of those dangerous sulfates which becomes hazardous with prolonged use.

Founder Chaz Dean has taken the industry by storm with his advanced formulas that actually comes in lavender, pomegranate, and sweet almond mint. One of the line’s most popular product is the 5-in-1 Conditioner. It entangles, moistens, and softens the hair within one application. Take your hair care health back from the abyss and allow WEN by Chaz products to guide the way. Order online today, visit or

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Jim Hunt Making Small Entrepreneurs Into Big Investors

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It is advisable to teach as well as learn about finance from an early age. This is because of financial matters very crucial in our daily lives and they assist every person to plan their future. Instead many individuals lack the knowledge of how to use their finances and save for the future to purchase assets like home as well for retirement purposes. Many people are unaware of the importance of saving, and how to use their finances and the few who know the benefits of saving do not know how to do it. Few points will help you know how to save as listed below.

  1. Magical Thinking; Many people are lost in the magical thinking, thought that has made them not be able to reason on financial matters. According to VTA Publications, magical thinking is a mutual fault. A sample of magical thinking is when a person participates in the lottery now and then and expects to win, in their mind, they have already planned how to use the money and think it will help them in the long run to improve their future. This kind of thinking is dangerous as it hinders many individuals from saving for the future because their thinking is unbalanced.
  2. Breaking Chains; According to Jim Hunt, rational thinking is necessary in the current world. These are the chains that prevent an individual from making the right financial decisions. It might be difficult to get out of the chains, but one can do this with the help of other people. With this help, an individual can learn how to save and the ways of investing their money.

The publication also helps individual to be prepared for the future and put in mind that they can earn less money in the future than currently, as well as assist them in making accurate financial decisions.

Jim Hunt is the founder of VTA Publications, listed here on CrunchBase; he believes that an average investor can make profits which contrary to what other financiers think. He believes that he has ways that can make profit from few pounds to prove the thinking wrong. To help people Jim Hunt founded his organization in 2012. His primary mission of establishing this organization was to help the young entrepreneurs, as well as those who have little capital, make it big in the market. Jim Hunt is very ambitious and in his efforts he has vowed to make mothers millionaires in just ten trades. He believes that if you start a business with only 10 pounds an amount every individual can afford then with time you increase the amount, as you keep the profit it add up to a million pounds.  Be sure to follow Jim on social media for his up to date investment tips and tricks, including his YouTube tutorials and his page on Tumblr.

Are Millennials Receiving Too Much Help From Their Parents?

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Moving Back Home

The Millennial generation came of age during a time of severe economic crisis. The Great Recession left Millennials graduating college without many job options or forced them to take lower paying jobs unrelated to their college majors. Unfortunately many Millennials are moving back to their parents or at least requiring financial assistance from their parents. This doesn’t mean Millennials aren’t planning for the future or saving money. As Sam Tabar sees things Millennials are taking advantage of a situation to prepare for their futures, but the parents of Millennials are bearing the costs of their living at home. He sees this as a potential danger to the retirement of Baby Boomers and Generation X.



The Prepared Generation

While the average American adult has only $400 in savings the average Millennial has $9100 stored in their bank account. More than half of all American Millennials claims to have either an investment or retirement account giving today’s young adults a head start unheard for the youth of past decades. Overall these stats raise questions about the living arrangements of Millennials. Are Millennials Taking Too Much From Mom and Dad?



The Capital Strategist

As an attorney and capital strategist Tabar understands savings and retirement just fine. After graduating from Columbia University in 2001 he set out to begin his career immediately. He found work as an associate at Skaddler, Alps, Meagar and Flom and gained experience in the legal aspects he would later deal with when he started his own private practice.



Sam Tabar In The Current Day

His career would take through many law firms before he finally found a position as a senior associate at the Schulte Roth and Zabel firm. Here he uses his experience to help his clients manage some of the world’s largest investment funds. This success has attracted the interest of journalists and given Tabar a chance to write articles about the sort of things he often works with. A great example of the articles Sam Tabar writes is “When Should A Parent Stop Supporting Their Adult Children?”. He often writes about savings, investments, and retirement planning.  See where he’s going by checking out Sam’s ArtStation page, or read the announcement of Mr. Tabar’s recent appointment at Awearable Apparel.

Amazing New Luxury Apartment Building Projects In New York City

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Ten New York City developers were recently interviewed for a piece that was published on Haute Living’s website. The piece was broken into two segments and were published on October 26, 2016 and October 27, 2016. The articles, and interviews, were done by Catherine Sabino. During these interviews, these ten developers discussed their amazing new luxury apartment building projects in the city. These buildings will offer New York city residents a wide, new variety of NYC apartments for sale.


Two of the busiest developers in the state are Jonathan Simon and Matthew Baron. This partnership us currently working on two condominium projects in the Manhattan area. One project is a newly constructed residential building. The other project is a reconstruction of a historic building.


The top woman developer in the city, Veronica Mainetti, was also interviewed. Ms. Mainetti is the president of Sorgente Group of America. Her latest project is located in the neighborhood of TriBeCa. The building is a historical landmark that has been updated significantly on the inside and can be almost completely self sustainable. It is now home to several NYC apartments for sale.


Bill O’Connor, Billy Macklowe, Jeff Blau, and Ziel Feldman were also among the developers interviewed in these articles. Each of these developers are also working on luxury buildings in the city. Each of these buildings will offer prospective buyers a variety of NYC properties for sale.


These articles are a great way for prospective buyers to get an idea of the developers opinions of the current strength and stability of the market. However, individuals who are looking to purchase on of these luxury apartments will need to find a great real estate company to work with. Town Residential is one of the best real estate agencies in the city.


Town Residential agents have over a decade of experience in the various neighborhoods of New York City and the real estate properties that go alongside. These professionals each have their own specialties including, new purchases, resales, and event construction projects. The offices are located throughout the city which also helps insure their convenience. These neighborhoods include the same locations as the new projects discussed with the developers.

Geoffrey Cone Sets The Record Straight About New Zealand’s Tax Regulations

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People around the world have the odd impression that New Zealand is full of lavish, wealthy people making complex financial deals in a tax haven. Geoffrey Cone is here to clear the record: New Zealand is not a tax haven.


The OECD (Organization for Economic Co-operation and Development) keeps a list of tax havens in the world, and New Zealand is not on it. It is highly unlikely that they will ever be on it. There are key characteristics of tax havens: They impose no or strictly nominal taxes, and there is a serious lack of transparency. New Zealand doesn’t qualify as a tax haven on any of those grounds.


The 2002 OCED Model Agreement on Exchange of Information on Tax Matters defined the gold standard for transparency. It supports the exchange of information to give out or enforce domestic tax laws. New Zealand was one of the first in the world to be placed on the white list of the OECD for implementing the agreed upon tax standard.


New Zealand has shown leadership in tax transparency by how it handles foreign trusts and all of the requirements that it places on its trustees. All of these things go towards the assistance of other governments in requesting information.


They require resident trustees that have a foreign trust to submit a Foreign Trust Disclosure form and to keep other records for tax purposes. These records include trust deeds, settlement details, and details of assets and liabilities. If the trust is carried on a business, the trustee must keep additional information about their accounting system.


All of these records must be kept in New Zealand, recorded in English. The failure to comply to these rules can and most likely will result in heavy penalties. All of this power was enhanced in 2011 by the legislation of world standard money laundering.


Geoffrey Cone practices law at Cone Marshall LTD. He graduated from University of Otago in New Zealand with a degree in tax and trust law. He started practicing in 1980 and quickly became a partner and the Chairman of Partners in a leading law firm. He practiced in commercial litigation in addition to tax and trust advisory work.


After two years of working as a litigator in the British West Indies, he returned to New Zealand in 1997 and started his own practice in 1999. His newly established firm, Cone Marshall LTD, is the only New Zealand firm that specializes in international trust and tax planning. It also provides trustee and trust management services through their affiliated companies.


Bob Reina: Leaving His Imprint On The World

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One of the most important things in our lives is our legacy. It is what we stand for, what we believe in, and what we leave behind. It is why we must take it incredibly seriously and focus on it to make sure that everything goes smoothly. We build our legacy by our actions and by how we treat people. Bob Reina’s actions have been nothing but stellar throughout his entire life. They have only grown with time and he has spent a lot of time on Talk Fusion, which he has been the founder of since 2007. It is something he takes a great deal of admiration and pride in, without question.

He also knows that Talk Fusion opens doors for him and it gives him the chance to do something truly magical and special for people. It is the all-in-one video communications provider that allows people to do such things as video email, video chat, and video conference. There are also video newsletters, which are quite popular, as it gives people the chance to communicate with others out there that are interested in following their business and seeing how it progresses. It is for the businessman and businesswoman that is on the go and seeing their brand come to life before their very eyes.

Bob Reina is giving them the tools to make it happen and he is opening the doors for them. For his employees, he is giving them a place to work there they can also make a difference. Right now, Talk Fusion has 30-day free trials and once people see all of the perks of Talk Fusion and how they are always looking for ways to make it better, they will be hooked for life and customers for life. He is also allowing his employees to give Talk Fusion to a charity of their choosing.


Not a day goes by where Bob Reina is not doing something that is life changing and life altering. That is just the type of person that he is and the type of man he is. It is why he has earned respect in this business.

Madison Street Capital Is Recognized For Its Merger And Acquisition Achievements

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The merger and acquisition industry is on fire. Companies around the globe are trying to keep their heads above the rising economic disaster that is brewing in China. The BRICS nations are scrambling to pull out of the recessions that have turned their countries into high inflation and jobless markets. The companies in those countries are losing money, market share, and credibility and many of the top corporations have left Brazil, Russia, and South Africa because of the devastating recessions. The corporations that are still in business want to merge or be acquired by other companies in order to stay solvent. One Chicago-based investment firm is helping companies in emerging markets like Brazil and Mexico as well as India merge with U.S. and U.K. companies that can keep them profitable. That investment firm is Madison Street Capital.

Madison Street Capital is one of the top boutique investment firms in the United States. Under the leadership of CEO Charles Botchway and COO Tony Marsala, Madison Street Capital has managed to be one of the top performers in the $100 to $500 million category in the M&A world. The firm has been so successful in 2015, and in 2016 that the company has been nominated for the 15th annual M&A Advisors Awards, according to an article published by The article mentions the merger between Dowco and Acuna & Asociados. That merger represents the interest that U.S. companies have in companies that are in the emerging market category. Madison Street’s Senior Managing Director Karl D’Cunha is responsible for closing that deal.

The merger and acquisition market has been filled with mega-mergers in 2016. The proposed mega-mergers in several industries shows the need to consolidate and expand and gain market share quickly around the globe. The big mergers also prove that big companies must merge in order to stay profitable in certain industries and gain a presence in markets that have potential going forward. The fear that China is going to disrupt economies in Europe and the United States has been one of the motivators for mergers and acquisitions in 2016.

The motivator for Madison Street Capital’s mergers and acquisition deals is not based in fear. Botchway and Marsala put deals together based on compatibility and profitability. Both men are considered experts in the financial industry and the men have the awards and the following that proves their excellence. Botchway’s executive team closed 32 M&A deals in 2015 and the 2016 number should be higher. Marsala has been recognized for his outstanding work in emerging markets in 2016, so the 15th annual M&A Advisors Award confirms the firm’s commitment in that part of the industry. But Madison Street Capital is also known for other investment strategies. The company is considered an excellent resource for companies that what to learn more about mergers and acquisitions.

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How Malini Saba formed her Business Ventures and the Contribution that she has made to the Society.

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Different individuals who left their homeland for the United States to seek for a better life have various success stories that they can tell. A good example is Malini Saba who was born in Kuala Lumpur, Malaysia, and she later relocated to Australia. Her parents were middle-income earners, but she has strived to become one of the most successful businesspersons in the world. After living in Australia for a short time, Saba and her husband moved to the U.S.A. Her husband was a student at the Stanford University, and therefore, they rented a house that was located close to the institution. When Malini traveled to the U.S, she only had $200. She was passionate about going to school, but she could not attend Stanford University where he husband was studying. She joined another institution where she gained sufficient knowledge in finance and investments.


Saba completed her college education and started making contacts with highly experienced professionals in the investment sector. She acquired a lot of skills, which she added to what was learned in school. Saba also attended parties to meet investment bankers who also offered her knowledge about the field. She used the information that she acquired in her quest for knowledge to start investments and at that time the only capital that was available was the savings that she had made in the U.S.


Saba used a different technique when she started her businesses. However, the enterprises that she ventured into in the past have currently become successful. The knowledge that she has on finances enabled her to start an investment firm. The company is known as Saban, and it has actively been capitalizing in various enterprises across the world. The businesses that it has been involved in include India and Australia-based real estate companies, technology-related firms in the United States, as well as gas and oil in China. She is the chairperson of the company and apart from its investment, she owns personal shares in PayPal, Sycamore Networks, and the Netscreen Technologies.


Malini is a philanthropist who has been involved in various community development undertakings. She started the Stree: Global Investments in Women in 2001 with a primary aim of helping poor women to have better living standards. Other significant activities that she has been part of are assisting India and Sri Lanka Tsunami victims by pledging $10 million and offering $1 million that helped to build a hospital.


Why Raj Fernando is More Successful than Others

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Raj Fernando is an investor and entrepreneur based in the US. City of Chicago. He holds a bachelor’s degree in Economics and History from Beloit College. For his MBA program, Raj Fernando attended the University College of London. Raj Fernando is well known for his contribution in the business arena. He is the former founder and Chief Executive Officer of Chopper Trading before he sold the firm. Currently, he is the founder and Chief Executive Officer of an internet startup known as the Scoutahead. Raj Fernando has worked in several organizations such as the Chicago Mercantile Exchange. In the period of 1991-2001, he worked at the Chicago Board of Trading where he acquired a massive wealth of experience.

Raj Fernando can be found on several platforms such as Facebook, CrunchBase, LinkedIn and even Twitter. Raj Fernando is a supporter of the US Commodity Trading Futures Commission as he often advocates for an open and a transparent market. He managed the Chopper trading company for 13 years before it was acquired by the DRW Trading Group. In early 2016, he thought of a way that he could improve the corporate as well as professional growth and decided to come up with a company called Scoutahead. Not only is he active in business and investments, but he also pays keen interest in philanthropic causes around the Chicago area. For instance, he is a board member of the Chicago Symphony Orchestra. Raj Fernando also sits on the board on a no-kill animal organization called PAWS Chicago. In the past, he has also been part of other causes that help change the society we live in such as the Big Brothers Big Sisters of Chicago, as well as Clinton Foundation and even the Wounded Warriors Foundation.

Raj Fernando is like no other person when it comes to hiring staffs. He does not believe in having a program that initially employees a large number of trainees and only choosing the best amongst them. Instead, he prefers to use a lengthy and an involving process that will lead to the recruitment best employees for his firm. He was very successful when he was working with the chopper trading as it managed to trade with big names in the market such as ICE and LCE.

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Handy – At Three Years Old This Cleaning & Handyman Service Co Is Already A Giant

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Handy’s main competitor, Homejoy, was another company that allowed for online booking of cleaning services but they recently shut their doors with no warning. In the midst of failing to raise money, customer dissatisfaction, and law suits, Homejoy is only one among many online cleaning services to shut its doors and take down their open signs when their businesses failed to thrive. Other cleaning service companies may be falling short in their mission statements, but that is certainly not the case with Handy.

Recently, through new funding from Fidelity and happy investors, Handy raised $50 million which they plan to use for expansion into new territory. Handy’s CEO, Oisin Hanrahan says that currently the company operates in 28 cities and in the next 12 months they plan to at least double that number. At their rate of growth, and impressive record of success, its begins to look like a person will be able to relocate from one side of the world to another, and still be able to contact their favorite cleaning service to take care of household or office needs for them.

Handy was founded as “Handybook” in 2012 and hasn’t stopped growing since. The convenience of being able to book exactly the service needed at a fair price is certainly a draw, but even more is the comfort of knowing the cleaning professional who knocks on your door to report for work has been thoroughly vetted by Handy. The convenience of cutting edge technology used to design Handy’s phone app, vetted service providers, and satisfied consumers are what will make this company a global name.

Smaller companies don’t have much hope of keeping up with Handy, how could they? One of them was a company known as Exec which Handy bought in 2014 so they could amp up their West Coast expansion plans. There are other giants out there, like Amazon for one, and you can bet they are all keeping a close eye the new kid on the block, Handy. When a company as young as Handy can make ones as big as Amazon sit up and take notice of them, that’s news worth keeping track on of for anyone considering a cleaning business of their own.

“On-demand” companies have to be competitive to survive but that’s a fine like to walk and still maintain the kind of service required to attract and keep new customers. Trying to grow too fast and delivering less quality in the process is the beginning of the end for quite a few of them. One could hardly classify Handy as a start up anymore, they made it to the top because they have the key to rapid growth with no loss of quality. Add to that a very savvy business sense, and Handy can’t help but be a winner.