Category Archives: Financial Services

Equities First-Making Business Loans Obtainable

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A global leader in shareholder financing solutions, Equities First Holdings is providing more stock-based and margin loans to the business economy while banks and other similar institutions seem to be making it harder to obtain them. Borrowers needing to quickly gain capital or who do not meet the specific criteria lenders have set, are finding that equities lending is a great alternative.

Many banks have recently severed their lending options to prospective borrowers, increased their interest rates, and even tightened their loan qualifications. However there are still options available to borrowers in the market. Al Christy, Jr. is the CEO as well as the founder of EFH and has found an innovative borrowing solution that collateralizes loans by stocks. It is available to borrowers seeking working capital and these stock-based loans often have a fixed rate, and typically a higher loan-to-value ratio than margin loans.

According to Christy, a margin loan requires a pre-qualified borrower and normally needs the borrowed money to be used for a specific purpose. The interest rates vary and the loan-to-value ratios scale form 10 to 50 percent. The borrower’s collateral can even be liquidated without any warning by the lender, should a margin call arise. But with a stock-based loan borrowers have the stability of a fixed interest rate ranging from 3 to 4 percent, with the loan-to-value ratios staying between 50 to 75 percent. There are no restrictions either, so the lender doesn’t decide what the money is used for. Also these loans are non-recourse, even if the stock should decrease.

Equities First Holdings has been providing its clients with better financing choices since 2002. They are a supplier of capital against stock publicly traded in order to allow clients to meet their financial goals. EFH has had over 650 successful transactions that is worth over $1.4 billion. This company has become successful due to the fact that it offers its customers low fixed interest rates and high loan to values.


EFH is a global company in nine countries, including subsidiaries in London, in Hong Kong, in Singapore, and in Austrailia.

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3 Important Factors To Consider Before Renting Your Home On Airbnb

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At first glance, Airbnb seems like the perfect opportunity to make a little extra money on the side. However, once you dig a little deeper you will see things aren’t always what they seem. Over the last few years several homeowners have been dealing with issues as it pertains to renting out space via Airbnb.

Not only have some renters caused severe damage to homes, but in some cases they have been found to be participating in illegal activities. These types of issues can end up costing the homeowner much more than the money they receive for renting out their home.

If you are considering renting your home on Airbnb, please consider these 3 important factors before you do:

#1 – The Potential Risks

As just mentioned, there are a lot of potential risks you take on when you rent out your home to a complete stranger. When it boils down to it, you are liable for everything that happens in your home. That means if someone gets hurt while on your property, you will more than likely be the one held responsible.

#2 – What Does Your Homeowners Insurance Cover

In most cases, your homeowners insurance policy will not cover short rentals. As a matter of fact, your policy can potentially be canceled should your insurance provider find out you are renting out space in your home. You would therefore be held responsible for any lawsuits or claims that come your way.

#3 – What Type Of Protection Is Offered

After dealing with several incidents, Airbnb decided they would start offering renters protection. The problem is the protection they offer is considered secondary coverage. In other words, it won’t kick in until you have exhausted all other possibilities.

Seek Advice Before Renting On Airbnb

It is recommended you seek advice from an insurance professional before opting to rent your home on Airbnb. An insurance professional will be able to discuss your options with you and also provide recommendations that can ensure you remain safe.

Richard Blair, the founder of Wealth Solutions, offers this exact type of service. Blair has been in the financial industry for over 20 years. That means he has been around the block a few times and knows what to expect in these types of situations. Some of his areas of expertise include asset protection, estate planning, insurance and employee benefits.

As an investment advisor Blair can help you reach your wealth management goals and ultimately secure your financial future.

To learn more about Blair and Wealth Solutions visit

Madison Street Capital: A Premier Investment Firm

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Madison Street Capital Advisors (MSC) is a privately owned limited liability company based in Chicago, USA. The company specializes in the provision of financial advice and opinions, mergers and acquisitions services, financial reporting and valuation services to corporate bodies. Madison Street Capital is an international boutique investment banking company with offices across continents in Africa, Asia and North America and provides its services to both public and private companies.
Madison Street Capital prides itself for integrity, excellent service and top notch delivery to its clients. Some of the more specific services based on provided include bankruptcy services, both buy and sell sides of mergers and acquisitions, private placements, tax compliance, purchase price allocations and goodwill and intangible asset impairment. Some of Madison Street Capital’s clients include Central Iowa Energy, Medial Group Inc and Fiber Science.

Madison Street Capital  realeased a Youtube video recently and partners with middle market firms to achieve and gain the most out of business transactions. With the ability to cater to client’s specific and individualized needs, MSC can obtain the best match between sellers and buyers and create structures that maximize on the client’s potential.

At , MSC expounds on mergers and acquisitions; MSC specializes in giving advisory services in both the buy side and the sell side. The firm helps asset managers to increase the value of their operations through business strategies. Madison Street Capital considers people the most valuable asset in any organization. As a result, they help in the management of corporate culture by structuring transactions in such a way that the highest profit possible is achieved by all the parties involved.

For the achievement of maximum success in any organization, Madison Street Capital believes in setting long and short term objectives and goals which combine investment strategy with growth initiatives, all under and at par with company leadership.

Madison Street Capital also engages in philanthropic ventures such as the United Ways of the Midwest and South Disaster Fund which is an organization which provides emergency help to victims of disasters in many states across the Midwest, East Coast and Gulf Coast. The aid includes shelter, food, financial stability and recovery efforts. This contributes towards making a difference in humanitarian relief both locally and globally.

With experienced and trustworthy professionals, Madison Street Capital has become one of the premier middle market firms specializing in investment banking. For any business owner or operator seeking financial services or any other corporate guidance, Madison Street Capital is the place to go.